AMFI-REGISTERED MUTUAL FUND DISTRIBUTOR | ARN - 70688
Disclosures & Commission Information
Understand Finacrest’s role as a mutual fund distributor, the plans we distribute, how we receive commissions and the information you should consider before investing.
Finacrest Wealth Pvt. Ltd.
AMFI-registered Mutual Fund Distributor | ARN-70688
Finacrest facilitates investments in Regular Plans of mutual fund schemes offered by the Asset Management Companies (AMCs) with which we are empanelled. Our mutual fund distribution services include understanding your investment requirements and risk profile, discussing suitable schemes, facilitating transactions, providing portfolio information and assisting with ongoing service requests. Finacrest is not a SEBI-registered Investment Adviser. Any guidance provided in relation to mutual funds is incidental to our distribution services.
AMFI registration does not constitute a guarantee of investment performance or an endorsement of any particular scheme.
| AMC Name |
|---|
| 360 ONE Mutual Fund |
| Aditya Birla Sun Life Mutual Fund |
| Altiva SIF Edelweiss MF |
| Axis Mutual Fund |
| Bajaj Finserv Mutual Fund |
| Bandhan Mutual Fund |
| Bank of India Mutual Fund |
| Canara Robeco Mutual Fund |
| Diviniti SIF |
| DSP Mutual Fund |
| Edelweiss Mutual Fund |
| Franklin Templeton Mutual fund |
| HDFC Mutual Fund |
| Helios Mutual Fund |
| HSBC Mutual Fund |
| ICICI Prudential Mutual Fund |
| Invesco Mutual Fund |
| Invesco SIF |
| ITI MUTUAL FUND |
| JM Financial Mutual Fund |
| KOTAK Specialized Investment Fund |
| Kotak Mutual Fund |
| LIC Mutual Fund |
| Mirae Asset Mutual Fund |
| Motilal Oswal Mutual Fund |
| Nippon India Mutual Fund |
| PGIM India Mutual Fund |
| Platinum SIF by Mirae MF |
| PPFAS Mutual Fund |
| Quantum Mutual Fund |
| SAMCO Mutual Fund |
| SBI Mutual Fund |
| Sundaram Mutual Fund |
| Tata Mutual Fund |
| The Wealth Company Mutual Fund |
| The Wealth Company SIF (wSIF) |
| Union Mutual Fund |
| UTI Mutual Fund |
| WhiteOak Capital Mutual Fund |
Understanding Regular & Direct Plans
Regular Plans
Finacrest distributes Regular Plans of mutual fund schemes. Under these plans, the AMC pays distributor commission, which forms part of the scheme’s expenses.
Direct Plans
Direct Plans are available for investing without routing the investment through a distributor. They do not include distributor commission and have a lower expense ratio than the corresponding Regular Plans. Regular and Direct Plans of the same scheme have a common underlying portfolio and fund manager, but separate expense ratios and Net Asset Values (NAVs).
Finacrest’s mutual fund distribution facility is for Regular Plans.
Commission Rate Overview — By Fund Category
| Fund Category & Sub-Category | Risk Level | Typical Horizon | Trail Rate Range (p.a.) | Commission Type | |
|---|---|---|---|---|---|
| 📈 | Equity Funds | High Risk | 5+ Years | 0.40 – 1.50% | Trail Only |
| Large Cap, Mid Cap, Small Cap, Flexi Cap, ELSS, Thematic, Sectoral | |||||
| ⚖️ | Hybrid Funds | Moderate-High Risk | 3-5 Years | 0.30 – 1.25% | Trail Only |
| Aggressive Hybrid, Balanced Advantage, Conservative Hybrid, Arbitrage | |||||
| 📊 | Debt Funds | Low-Moderate Risk | 1-3 Years | 0.21 – 1.50% | Trail Only |
| Short Duration, Corporate Bond, Banking & PSU, Gilt, Credit Risk | |||||
| 💧 | Liquid / Overnight | Low Risk | Less than 1 Year | 0.17 – 0.50% | Trail Only |
| Liquid, Overnight, Ultra Short Duration, Money Market | |||||
| 📉 | Passive / Index Funds | Market Risk | 3+ Years | 0.05 – 0.60% | Trail Only |
| Index Funds, ETFs, Fund of Funds (Passive) | |||||
| 🎯 | Solution Oriented Funds | Moderate-High Risk | 5+ Years (Lock-in applies) | 0.50 – 1.25% | Trail Only |
| Retirement Fund, Children's Fund |
✓ What This Means for You as an Investor – The commission rates shown above are part of the Total Expense Ratio (TER) of the scheme. They are NOT an additional charge to you. The same amount would be part of the scheme’s expense even if you invest through a different distributor. You can verify the exact TER of any scheme at amfiindia.com.
Fund suggestions are guided by your financial goals, risk tolerance and investment horizon. Differences in AMC commission rates should not determine which scheme is suggested to you.
Our commission arrangements are disclosed on this page. Scheme expenses, exit loads and any applicable transaction charges should also be reviewed before investing.
Any material relationship, benefit or incentive that could create a conflict of interest will be disclosed to you. Your investment requirements remain central to our scheme discussions.
Your half-yearly Consolidated Account Statement (CAS) includes the actual gross commission paid by AMCs to distributors against your investments during the reporting period.
Direct Plans exclude distributor commission and have lower expense ratios than the corresponding Regular Plans. Finacrest distributes Regular Plans and does not facilitate Direct Plan purchases.
We review our commission disclosures periodically to reflect changes in applicable AMC schedules. Please contact us for the rate relevant to a particular scheme.
Finacrest does not permit the following practices in its mutual fund distribution activities:
Selecting schemes primarily for higher commissions rather than their suitability for the investor. We are guided principally by the investor requirements and we never recommend schemes based on the commission structure. This is a principle that we have followed at the organisation from day one.
Accepting upfront commissions or remuneration arrangements that are not permitted under applicable SEBI and AMFI requirements.
Accepting benefits or incentives that compromise fair treatment of investors or breach applicable requirements.
Splitting applications or encouraging unnecessary transactions to increase charges or commissions.
Withholding material commission information, scheme risks or other disclosures needed for an informed investment decision.
Understanding & Verifying Commission Information
Distributor commission and scheme expenses are different disclosures. The resources below help you understand what is paid to the distributor and the expenses applicable to your investment.
| Resource | Information Available | Where to Find It |
|---|---|---|
| Your Half-Yearly CAS | Actual gross commission paid by AMCs to distributors against your investments during the reporting period. | Your half-yearly Consolidated Account Statement issued for the periods ending March and September. |
| Finacrest’s Commission Disclosure | Commission rates applicable to Finacrest, with relevant conditions and effective dates. | Our detailed commission disclosure on this page. |
| AMFI Website | Industry commission disclosures, investor information and guidance on mutual fund expenses. These do not necessarily identify the rate applicable to your particular investment. | Visit AMFI |
| The Relevant AMC’s Website | Current scheme-wise Total Expense Ratios (TER), exit loads and scheme documents. | The official website of the AMC managing your scheme. |
If You Have a Disclosure Concern
Please contact Finacrest for clarification or raise a complaint through our Investor Grievance Redressal page.
For matters involving an AMC or another SEBI-regulated entity, first approach the concerned entity. Eligible unresolved securities-market complaints may be escalated through SEBI SCORES.
AMFI
Official mutual fund industry information and distributor-related resources.
SEBI Investor Website
Investor education, securities-market information and grievance guidance.
SEBI SCORES
Escalate , Lodge and track eligible securities-market complaints
SMART ODR
Access online dispute resolution for eligible securities-market disputes.
Finacrest Wealth Pvt. Ltd.
Grievance Contact: DEEPTI PATEL. Grievance Email: deepti@finacrest.com
Office: +91 9113186797 | +91 9334689000
Email: customerservice@finacrest.com
Address: 9, Regal Plaza, 4th Floor, Bistupur, Jamshedpur - 831001
Working Hours: Monday to Friday - 9 AM to 6 PM , Saturdays - 11 AM t0 3 PM
Last reviewed: 1st October 2026